Terms of Use

1. Nature of the Services
   1. The Services aggregate, process and present information, data and content obtained from third-party sources (including, without limitation, market data providers, public sources and licensed or premium vendors, where permitted), and may apply proprietary models, algorithms and assumptions to generate analytics, forecasts, estimates, projections or scenario analyses (collectively, "Outputs").
   2. The Services are provided for general informational and analytical purposes only. They are not designed or intended to provide, and do not constitute, investment advice, financial advice, legal advice, accounting advice, tax advice or any other professional advice.
2. No Offer, No Advice, No Fiduciary Relationship; Regulatory Status
   1. Nothing on or made available through the Services constitutes or should be construed as:
      1. an offer, solicitation or recommendation to buy, sell or hold any security, derivative, digital asset or financial product;
      2. or advice or a recommendation of any kind tailored to your circumstances.
   2. The Services are not intended to constitute, and shall not be regarded as, the carrying on of any regulated activity in any jurisdiction, including without limitation:
      1. investment advice, investment management or portfolio management;
      2. dealing in, advising on or arranging securities, derivatives or collective investment schemes; or
      3. financial research, financial promotion or investment recommendation activities.
   3. Unless stated expressly, the Company is not licensed, registered or authorised in any jurisdiction to provide regulated financial services through the Services.
   4. No fiduciary, advisory, client relationship or duty of care is created between you and the Company by virtue of your use of the Services.
   5. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted through your account. You must not share your account access with any third party. The Company shall not be liable for any loss or damage arising from unauthorised use of your account.
3. No Reliance; Projections and Forecasts
   1. You acknowledge and agree that:
      1. all Outputs (including projections, forecasts and performance estimates) are inherently uncertain;
      2. actual outcomes may differ materially, and in some cases substantially, from any projected or estimated results; and
      3. past performance is not indicative of future results.
   2. No reliance shall be placed on any Output. You agree that you will not rely on the Services or any Output for the purpose of making, or refraining from making, any investment or commercial decision.
   3. You are solely responsible for all investment decisions. If you have any doubt, you should seek advice from your own independent professional advisers (including licensed financial advisers, lawyers and accountants) before making any decision.
4. Third-Party and Premium Data
   1. The Services incorporate data, content and information obtained from third-party sources, including premium, licensed or proprietary data providers (collectively, "Third-Party Content"). The Company does not create, verify, audit or independently validate Third-Party Content.
   2. The Company makes no representation or warranty as to the accuracy, completeness, timeliness, availability or continued supply of any Third-Party Content.
   3. The Company does not represent or warrant that your access to or use of any Third-Party Content complies with the licence terms, usage restrictions or contractual arrangements imposed by the relevant third-party provider. You acknowledge that:
      1. Third-Party Content may be subject to strict contractual, technical or regulatory limitations;
      2. certain uses (including copying, redistribution, external sharing, commercial exploitation or onward disclosure) may be prohibited; and
      3. you are solely responsible for ensuring that your use of any Third-Party Content complies with all applicable third-party terms.
   4. The Company shall have no liability for any suspension, termination or restriction of Third-Party Content, or for any claims, losses or liabilities arising from or in connection with your use of such content.
5. Permitted Use and Restrictions
   1. Subject to these Terms, the Company grants you a limited, revocable, non-exclusive, non-transferable licence to access and use the Services solely for your internal, personal or internal business purposes.
   2. You shall not, and shall not permit any third party to:
      1. copy, reproduce, download, scrape, extract, systematically retrieve, cache, store, redistribute, sell, sublicense or commercially exploit any data, Output or other content from the Services;
      2. reverse engineer, decompile, disassemble or attempt to derive the source code, models or algorithms underlying the Services;
      3. create derivative works based on the Services or Outputs;
      4. use the Services in a manner that competes with, or could reasonably be expected to compete with, the Company, including using any data, Output or content to develop, train or improve any artificial intelligence, machine learning model or similar technology;
      5. remove or obscure any proprietary notices, disclaimers or attribution; or
      6. use the Services for any unlawful, misleading or abusive purpose, or in any manner that interferes with, disrupts or attempts to gain unauthorised access to the Services or any related systems or networks.
   3. Any unauthorised use automatically terminates the licence granted under these Terms.
6. Intellectual Property
   1. The names “AIVI, AIVI Technologies, 亞維, 亞維科技, 亞維金科, 亞維科技有限公司, 亚维, 亚维科技, 亚维金科, 亚维科技有限公司” and the marks and logos are our trade marks or otherwise proprietary to the Company (be it registered or unregistered) and may not be used without the Company's express prior written consent. The Services, including all software, models, methodologies, analytics, user interfaces, branding and proprietary content, are owned by or licensed to the Company and are protected by intellectual property laws.
   2. You may submit, input or upload data, content or materials through the Services ("User Content"). You retain ownership of your User Content. You irrevocably grant the Company a worldwide, non-exclusive, royalty-free, perpetual sublicensable licence to use, process, reproduce, adapt and otherwise use such User Content for the purposes of providing, operating and improving the Services.
   3. You represent and warrant that you have all necessary rights, licences and permissions to provide the User Content and that such User Content does not infringe any third-party rights or violate any applicable laws.
   4. Any feedback, suggestions, inputs or ideas provided by you in connection with the Services may be used by the Company without restriction or obligation. The Company may use such feedback for any purpose, including improving the Services, developing new features, and training or refining its models, without compensation to you.
   5. No rights are granted to you other than those expressly set out in these Terms.
7. Disclaimer of Warranties
   1. To the fullest extent permitted by law, the Services and all Outputs are provided on an "as is" and "as available" basis. The Company does not guarantee that the Services will be uninterrupted, secure, error-free or free from delays. The Services may be suspended, restricted or modified from time to time for maintenance, updates or other operational reasons.
   2. Certain features or functionalities of the Services may be provided on a beta, trial or experimental basis and may be subject to greater uncertainty, errors or interruptions. The Company makes no representation or warranty as to the reliability or availability of such features.
   3. The Company expressly disclaims all warranties, whether express, implied or statutory, including without limitation warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement and uninterrupted or error-free operation.
8. Limitation of Liability; Waiver
   1. To the greatest extent permissible by law, the Company, its directors, officers, employees, shareholders, affiliates, licensors and agents shall not be liable for any loss or damage of any kind arising out of or in connection with your access to or use of (or inability to use) the Services or any Output, including without limitation:
      1. any investment losses or missed opportunities;
      2. any regulatory, compliance or licensing consequences in any jurisdiction;
      3. any direct, indirect, incidental, consequential, special or punitive damages; or
      4. any loss of profits, revenue, data or goodwill.
   2. You hereby irrevocably waive, release and discharge the Company and its related parties from any and all claims, causes of action and liabilities arising from or relating to the Services or Outputs, to the fullest extent permitted by applicable law.
9. Indemnity
   1. You agree to indemnify and hold harmless the Company and its related parties from and against any claims, losses, damages, liabilities, costs and expenses (including reasonable legal fees) arising out of or in connection with your use of the Services or breach of these Terms. You also agree to fully co-operate with the above parties in the defence or settlement of any claim in relation to or arising out of the Services or these terms.
10. Limitation of Liabilities; Mandatory Law Carve-Out
    1. Subject to applicable law, the Company's total liability arising out of or in connection with any claim shall be limited to (i) the minimum amount permitted by applicable law (which, for the avoidance of doubt, may be nil), or (ii) the fees paid by you for the specific Service (notwithstanding that you may subscribe for multiple Services) which the claim relates in the 12 months preceding the event giving rise to the claim, whichever is lower.
    2. Nothing in these Terms is intended to exclude, restrict or modify any rights or remedies that cannot be excluded or limited under applicable mandatory consumer protection, unfair contract or similar laws. The exclusions, limitations, waivers and disclaimers contained in these Terms are intended to apply to the maximum extent permitted by law and shall be read down only to the extent strictly necessary to comply with mandatory legal requirements.
11. Compliance with Laws; Geographic Restrictions
    1. You represent and warrant that your access to and use of the Services complies with all laws, regulations and restrictions applicable to you in your jurisdiction, including securities, financial services, data protection and export control laws.
    2. The Services may not be permitted or appropriate for use in certain jurisdictions. The Company makes no representation that the Services are lawful, appropriate or available for use in any particular jurisdiction.
    3. If you access the Services from a jurisdiction where such access is restricted or prohibited (including through the use of VPNs, proxies or similar technologies), you do so entirely at your own risk and responsibility.
12. Acceptance Mechanics; Electronic Agreement
    1. Where the Services require account registration, login or access to restricted features, these Terms shall be deemed accepted by you upon:
       1. clicking an “I agree”, “Accept” or similar button;
       2. completing a registration, onboarding or account-creation process; or
       3. continuing to access or use the Services after being presented with these Terms.
    2. You acknowledge and agree that such actions constitute a legally binding electronic acceptance of these Terms, equivalent to a handwritten signature.
13. Modifications and Termination
    1. The Company may amend these Terms at any time by posting an updated version on the website or platform. Your continued use of the Services after such posting constitutes acceptance of the revised Terms.
    2. The Company may suspend or terminate access to the Services at any time, with or without notice.
14. Severability and Independent Protections
    1. Each disclaimer, exclusion, limitation of liability, waiver, indemnity and restriction contained in these Terms is intended to operate as a separate and independent protection for the benefit of the Company and its directors, officers, employees, shareholders, affiliates, licensors and agents.
    2. If any such provision is held to be invalid, unlawful or unenforceable in any jurisdiction:
       1. that provision shall be severed or read down only to the minimum extent required by law; and
       2. the validity and enforceability of the remaining provisions shall not be affected.
    3. The invalidity or unenforceability of any protection in one jurisdiction shall not affect its validity or enforceability in any other jurisdiction.
15. Governing Law and Jurisdiction
    1. These Terms shall be governed by and construed in accordance with the laws of Hong Kong, without regard to conflict of laws principles.
    2. You irrevocably submit to the exclusive jurisdiction of the courts of Hong Kong in respect of any dispute arising out of or in connection with these Terms or the Services, subject to any mandatory applicable laws.
16. Third-party Rights
    1. A person who is not a party to these Terms has no right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) or otherwise to enforce or enjoy the benefit of any provision of these Terms. The rights of the Company to vary, rescind or terminate these Terms are not subject to the consent of any third party.
    2. Any provision of these Terms expressed to be for the benefit of, or which may be relied upon by, the Company shall be construed to extend to and be enforceable by its affiliates, subsidiaries, directors, officers, employees, agents, licensors and service providers, to the fullest extent permitted by applicable law.
17. Data Collection, Use and Privacy
    1. The Company may collect and process personal data, including identification and contact details, account and transaction information, device and technical data (e.g. IP address, cookies and log data), and usage and preference data generated through your use of the Services. Such personal data will be used for providing and administering the Services, identity verification, customer support, and internal analytics, service improvement and product development (including through aggregation or anonymisation where appropriate).
    2. The Company shall comply with applicable data protection laws, including the Personal Data (Privacy) Ordinance (Cap. 486), and, where applicable, other relevant jurisdictions and take such reasonably practicable steps to protect personal data. You may request access to and correction of your personal data in accordance with applicable law by contacting the Company at support@aivift.com.
    3. Further details on how the Company collects, uses, processes and transfers personal data are set out in the Company's Privacy Policy (as updated from time to time), which is incorporated by reference into these Terms. To the extent of any inconsistency between these Terms and the Privacy Policy in relation to personal data, the Privacy Policy shall prevail.
    4. Subject to the above and applicable data protection laws, the Company may refer to you as a user of the Services and use your name and logo for marketing or promotional purposes, unless you notify the Company otherwise in writing.
18. Direct marketing
    1. The Company may use your personal data (including your name, contact details and usage data) to send you marketing communications relating to its products and services, promotions and events, and, where applicable, those of its affiliates or partners.
    2. By providing your personal data and using the Services, you agree that the Company may use your personal data for direct marketing as described above, to the extent permitted by applicable law.
    3. If you do not wish the Company to use your personal data for direct marketing, you may opt out at any time, free of charge, by following the unsubscribe instructions in the relevant communication or by contacting the Company. The Company will cease using your personal data for direct marketing as soon as reasonably practicable after receipt of such request.

By continuing to use the Services, you confirm your acceptance of these Terms.